Adding under-floor Insulation deeper than Joists?

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Hi,

I'm looking at installing underfloor insulation:

1930s red-brick house
Suspended floor with crawl space
Good air brick ventilation
100mm depth floor joists

My intention is to use a combination of Rockwool and recycled plastic loft insulation.

The simplest/easiest option would be to use 100mm thickness between joists supported by netting. Would only 100mm be worthwhile? The latest regs suggest 170mm, I think. What would be the difference in benefit in reality?

Or, I could use 200mm of insulation that would be 'bulging' out below the joists.

Alternatively, I could use 100mm and add a second layer of 100mm across the joists. This would cover the bottom of the joists. Could covering the joists cause future problems with moisture?

Any advice would be gratefully received.
 
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why do you want to?

For a floor, 100mm is plenty.
 
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Floor insulation is subject to the law of rapidly diminishing returns. As you have been advised, 100mm is plenty.
Any additional insulation is best put in the roof space.
 

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