insurance required/ advised?

Delinquent · 12 Aug 2008

Due to time running out on my build I've had to face facts and get a bricky in to do the brick and block work. Just paying him a fixed price on labour to get me up to plate level.

Question is - do I need, or is it advisable, to get some form of indemnity insurance in case he does something stupid? Or is it a case of unless I specifically ask him to do something dangerous it's his own fault?

buster52 · 12 Aug 2008

the bricky or builder should have his own liability insurance to cover any accidents etc

Delinquent · 12 Aug 2008

thanks - when you say "should"... is that something I need to check and ask for proof of or is it OK to work on the assumption.

buster52 · 12 Aug 2008

it should be ok to assume but if your worried ask him

^woody^ · 12 Aug 2008

I'm not sure you can get stupidity cover, or else the insurance market would be bankrupt.

What stupid act did you have in mind?

Delinquent · 12 Aug 2008

^woody^ said:
I'm not sure you can get stupidity cover, or else the insurance market would be bankrupt.

What stupid act did you have in mind?

Nothing specific, just watching him work with a petrol disc cutter has made me wince several times, wanted to make sure if he does the unthinkable I won't be liable for his wife and children's welfare.

Shytalkz · 12 Aug 2008

^woody^ said:
I'm not sure you can get stupidity cover, or else the insurance market would be bankrupt.

What stupid act did you have in mind?

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insurance required/ advised?

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