cAtLeYx, I'm genuinely interested in what your occupation is - life on your sites must be an absolute nightmare
I have to say cAtLeYx, you seem to have a slightly idealistic viewpoint. In an ideal world everything would be done by the book on site, but it isn't, and it probably never will be.
The truth is, overspeccing is endemic amongst structural engineers. Sometimes it's down to inexperience, but there can be a whole
host of other reasons.
Things get overspecced because the price is too tight to spend time coming up with an efficient design.
Things get overspecced to give some wriggle room when the scheme changes.
Things get overspecced when mistakes are made - Noseall, I'm thinking about those enormous beams in that extension you posted on here a few months ago!
Things get overspecced to allow for a bit of additional safety factor.
Things get overspecced because actually there's no point designing anything any smaller.
But also, often things aren't overspecced at all - designing to the codes just makes it look like they are!
I've designed many many beams & frames for the opening up of rear elevations etc, and on only one occasion have I designed temporary propping. It's usually not part of our remit.
An SE would probably struggle to justify the bearing capacity under an acrow, even with allowing for load spread, they would probably struggle to justify the joists if acting as needles, they would probably struggle to justify the ground floor joists if propping off a timber floor.
The home owner - with an SE design in hand and a liberal covering of PI insurance would end up having pad footings stuck in their garden and their kitchen/diner floor being taken up to get the acrows to the concrete oversite (if there is any).
They'd then have to have 150x75 PFCs threaded through the wall to support the masonry above. The cost of the work would probably double.
In an ideal world every home owner would have the funds to allow every risk to be designed out. In the real world many home owners are happy to evaluate the risk, do a simple cost benefit analysis and allow an experienced builder to get on with their job.