Replacing Upvc - Vertical hung tiles

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Apparently mortgage lenders are tightening their conditions regarding Upvc cladding on houses and most likely Insurance companies will too soon/

Currently looking to either totally brick up replacing the Upvc cladding or use vertical hung tiles as some owners have done for the gable ends of their properties in my area.

The gable ends of the house has a approx. total area of 22 sq/mts.
How many vertical hung clay tiles roughly would I need, a local salvage company have a range of tiles.

thanks
 
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is this insurance business a blowback from the Grenfill fire ?
what about using Pvc cladding on dormers?

can you ref the source of your info?

do you have masonry behind the existing Pvc on your house?
 
Tried for lifetime mortgage, but refused due to greater than 20% of Upvc used on property.

No masonry behind cladding as it replaced wood cladding 17 years ago.
 
ok, i see. but there are too many new variables to ask any further.
you will need some builder on site to examine things.
building up a brick skin needs lots of care and attention to Regs esp how its tied in and how the founds will be done.
 
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Not alarming others, but my property is a half brick - half timber clad timber framed house.

Like many other properties where we are, majority have replaced the timber cladding with Upvc. A minority have done as I wish to do by either totally bricking up all round or brick up the sides and fit tiles to the front and rear.

Its worrying for anyone in similar properties whether selling or re-mortgage etc, today if they have greater than 20% of Upvc cladding.
Either they wont sell because the buyer cannot get a mortgage or the owner cant get a re-mortgage.

My broker tried many lenders with same answer, so it seems the trend with Upvc having a fire risk.
 
Replacing with a cement board equivalent would be another option.

Seems OTT on a two story house given that there's little compartmentslisation on the insides of most anyway.
 
One thing that I cant grasp.

Whats the difference between Upvc cladding and timber cladding, they both combustible fire risks.
 
Houses are full of combustible contents and furnishings, and are generally made from wood (floor, roof, and stud wall structures, etc) so I can't get my head around the concern.

The main killer in fires is not knowing there's a fire (asphyxiation in your sleep), after that it's a case of whether you can escape having been alerted. I can't see how either of those risks relate to what the outside of your house is covered with.

Is your insurance company doing their own version of building regs then? Will they send you a schedule of approved materials or do you have to guess?
 
Houses are full of combustible contents and furnishings, and are generally made from wood (floor, roof, and stud wall structures, etc) so I can't get my head around the concern.
Yes ,but wood protected by fire resisting plasterboard as in wall linings, ceilings, 'plasterboard' and studding.
 

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