Smoking fuse box, Home Emergency Cover declined as we turned the power off!!

winston1 said:

No the RCD is a residual current device not a heat sensor.

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Although I did have an issue with a tripping RCD module, mounted stand alone. Found an outgoing live that was loose.

securespark said:

I'd be surprised, because that's what the police do, and blue chip companies as well.

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As I understand it, it is - at least in the case of very large companies. I'm not sure that the police need any 'insurance' at all, per se - since I would have thought that, like hospital doctors (and now, I think, also GPs), they benefit from 'Crown Indemnity' (i.e. the State underwrites any claims against them).

I haven't read that 2019 legislation in any detail, but I suspect that it primarily applies to individuals, or smallish groups of people/companies - and not to massive companies with vast assets. Indeed, if the massive companies so wished, they could presumably set up 'insurance company' of their own, separate from their primary business.

Kind Regards, John

Wonder why the Neutrals were loose, poor installation?.

Can't see any reason if they were torqued up correctly for them to become undone?.

Home insurance doesn't cover 'poor installation'!

Andy