I’m getting fed up with premium bonds.

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Ignore that - checked again and it was 1.48% last year. The loyalty rate for this year is 1.1% Still might take £20k out each and put into our ISA's *NS&I is 0.9%

Aaaaand, wrong again! Too late to add new money to our fixed ISA's, we have to take out new ones. Fixed for 12 months at 0.7% so for £20k each (which would be this years max), I don’t think I’ll bother for now. Can get a NS&I 12 month bond at 1.16% but you have to take the interest each month, you can’t let it accrue and I can’t be arsed with piddling about every month moving interest into another account so for now, we'll leave it in premium bonds and let it ride. Roll on August!
 
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My mother setup childrens bonds for my kids many years ago, never got anything so we cashed them in and put it into bank accounts, at least they got a little interest then.
 
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AFAIK, I only have whatever bonds I was bought when I was born, in the early seventies.
I won £25 ( IIRC) in 1990.
I haven't won anything since.
 
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When you say "money," do you mean "cash in Sterling?"

I didn't say I'd moved that.
Oh right, you moved funds because the pound was losing value too much to somewhere better but the sterling you had that was actually earning **** all, you left where it was. Riggght.:rolleyes:
 
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It looks like you haven't read what I said back in March.

I live in the UK, so naturally I have some UK cash and deposits.

Do you think that's wrong?
 
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Of course not Malcolm. Now, Jim jams on and off to bed. Night night.
 
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bought £15 worth of bonds in 1964 and have never won a penny.

My mother bought some bonds earlier this year. When she applied for them NS&I said they already had an investor number in her name. The records showed that someone had bought her £50 worth of bonds in 1957. She still doesn't know who it was, maybe her father because that's the year she got married. It certainly wasn't my father who she married - he'd just come out of the army and didn't have £50 spare, which was a good sum of money then.

Anyway - checked the prize history on these bonds. Not a single prize in 63 years!
 
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