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Is there any help

Discussion in 'General Discussion' started by Bodd, 9 Oct 2021.

  1. Mottie

    Mottie

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    So many permutations here so the quicker they can get some proper legal advice and assistance, the better.
     
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  3. She has no connection with Wales. Just an ex Boyfriend
     
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  4. He did his best so as she or his ex girlfriend got nothing. The chances are is that her name is not on the Mortgage.

    There is about £120,000 to pay.
     
  5. Mottie

    Mottie

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    Blimey, 14 and 16 year old kids, ex boyfriends and ex girlfriends. Sounds complicated. Many years ago a friend of our daughter lost her dad. After a while, an ex boyfriend moved in with them. He persuaded her mum to sell the family home, buy a luxury camper and travel Europe. Eventually they had to sell the camper and when that money run out, so did the boyfriend and she had to go in to sheltered housing. If they are still married and there’s no will, I don’t think it will matter that she’s not on the mortgage. I think it is the girls that need the help here, not the ex wife as it seems they had both washed their hands of each other.
     
  6. charliegolf

    charliegolf

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    Foodbanks. Use them, they want to help. Food is 'kin expensive!
     
  7. Harry Bloomfield

    Harry Bloomfield

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    I read it as they were not married, the Taiwanese lady was his girlfriend - perhaps bod could explain?

    Are the two/three girls here daughters?
     
  8. JohnD

    JohnD

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    doesn't need to be. If there was no will and they are still married, she inherits the house and everything else (if in England).

    There is a reasonable chance that the mortgage had some kind of life assurance protection. Lenders like that because they make 80% commission and it saves them the effort of turfing widows and orphans out of their home.
     
  9. Harry Bloomfield

    Harry Bloomfield

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    Yep!

    They will almost certain have insisted on it.
     
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  11. charliegolf

    charliegolf

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    It's DWP (for ease of finding it), and they have a bereavement unit. If he was in receipt of benefits, they need to know to avoid overpayments BUT, they might be able yo pay a death grant to help with funeral and immediates. As an aside, they tend to keep the jobsworth a-holes away from it, so she will get a sympathetic hearing whatever the outcome.
     

  12. Thanks John. I'm not sure he would have had that as he remortgaged the house. And if he did they most probably paid it out and he spent it on holidays or flash cars.
     
  13. JohnD

    JohnD

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    she should certainly contact them to check.

    You can get a copy of the Land Registry file (even if you aren't the owner) for a modest fee. I don't remember if charges against the house (e.g. mortgages) are visible.

    https://www.gov.uk/government/organisations/land-registry

    Only use the .gov.uk website.

    All the others are operated by crooks.
     
  14. JohnD

    JohnD

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    In case of need, there are various organisations willing to help with the cost of a funeral. For example, when my father died, the RAFA offered to help. Someone else with a British Gas pension, their bereavement office (amalgamated with National Grid's) made a funeral grant.

    A bank will release funds even before probate, though they may insist on paying direct to the funeral director.

    Some people arrange a prepaid funeral.

    If he was a member of any pension scheme, there will probably be a payout, although he may have made an Expression of Wish nominating the beneficiary to be Battersea Dogs Home, or Wetherspoons, or something.
     
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  15. To make it clear. They are still married but split up years back. He had the girls
    She's from Thailand and doesn't know the system. I think he's been a bit of a git and tried to keep the house from his wife and ex girlfriend who he has a son with. He knew his time was limited.

    The house has a boiler that has obviously had problems as it's in bits but works.
    Bath leaks
    Kitchen is in chaos and the poor girl is not well.
     
  16. HERTS P&D

    HERTS P&D

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    If they are still legally married, then the house is hers.

    Andy
     
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  17. CBW

    CBW

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    What if there’s a prenuptial agreement?
     
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