YES! that was it! THANK YOU THANK YOU THANK YOU!!!
I would have never thought that because we wash and rinse all our clothes in cold, and the cold water runs for the wash.
I have a Kenmore Elite model # 110.23032101
It will go through complete first cycle then it stops before the rinse cycle. When problems first started a few days ago it would fill for rinse cycle but go no further, (water would enter but not fill/overfill) but now it won't even fill at rinse...