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Thank you all for your replies, it has helped me get a better perspective on things. :wink:

Interesting as I was under the impression it would not cover us only if we enquired to the council about any of the building work or if a completion certificate does exist?

Sorry if this has been answered before but just need some advice, I am keen in purchasing a house (will need to have a mortgage) that is a repossession, it was a bungalow that has been extended (it does have planning permission for this), however it does not have a completion certificate, the...