There is actually no "legal" depth for DNO cables, there are expected depths and a lot of advice from the HSE on how to avoid damaging them which also makes NO reference to legal depths.
The DNO may use their discretion an whether to charge for the damage, which should have been reported immediately to ensure safety.
Even if the damage seems minor the situation is such that the cable could fail with a minor explosion that could injure anyone in the immediate vicinity. The builder should have reported it immediately, not you, not the electrician
It should also be noted that the HSE advice (HS (G) 47)does have a separate section covering the situation where concrete is involved, the actions that should be taken when this is disvovered and the response that should be made by the DNO.
That the cable got damaged in this situation shows that the builder is unaware of this vital piece of safety advice, which could be a worry.
Or to put it another way, when we attend a report of a damaged cable we ask the "damager" if they are aware of HS(G)47, they usually answer yes (even if they are not)
One answering yes in this case is lying as cables in concrete require to be dealt with in a specific way, which has not occurred
This would ensure that I will raise a charge for the repair