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- 11 Jan 2004
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Our Village had 6 banks. Now there is only one and that will be gone in just over a couple of weeks.
My lad had some cash saved up. He has a full time apprenticeship, but there isn't a branch of his bank (NatWest) in the town where he works.
.No worries, I thought. I'll just take it to the local branch. I had done this before.
Apparently, you can't pay money into other people's accounts any more. Money Laundering Regulations.
So I thought the next best thing would be to pay it into a branch of our bank (HSBC, we have a First Direct account)) and make an electronic transfer to his account.
I couldn't go to our branch in the village, as it had closed. So I went to another branch.
The lady behind the counter said she was sorry, she could not accept the cash, but I could try a machine in the branch. When I put my FD card into the machine, it spat it out as unrecognised.
Desperate now, I asked the lady what other options there were.
She suggested going to the nearest branch with cash handling facilities (central Manchester) or to try the Post Office.
Not holding out much hope, I went to the PO and explained the HSBC sent me over the road to deposit cash.
The lady serving me turned to her boss and said "The HSBC have sent us another customer."
Happily, I could pay the cash in.
But what is it with cash? Not only have the banks slashed their branch numbers but many of those that are left are no longer set up to handle cash.
I'm beginning to feel very old fashioned.
My lad had some cash saved up. He has a full time apprenticeship, but there isn't a branch of his bank (NatWest) in the town where he works.
.No worries, I thought. I'll just take it to the local branch. I had done this before.
Apparently, you can't pay money into other people's accounts any more. Money Laundering Regulations.
So I thought the next best thing would be to pay it into a branch of our bank (HSBC, we have a First Direct account)) and make an electronic transfer to his account.
I couldn't go to our branch in the village, as it had closed. So I went to another branch.
The lady behind the counter said she was sorry, she could not accept the cash, but I could try a machine in the branch. When I put my FD card into the machine, it spat it out as unrecognised.
Desperate now, I asked the lady what other options there were.
She suggested going to the nearest branch with cash handling facilities (central Manchester) or to try the Post Office.
Not holding out much hope, I went to the PO and explained the HSBC sent me over the road to deposit cash.
The lady serving me turned to her boss and said "The HSBC have sent us another customer."
Happily, I could pay the cash in.
But what is it with cash? Not only have the banks slashed their branch numbers but many of those that are left are no longer set up to handle cash.
I'm beginning to feel very old fashioned.