Is that all British Gas etc pay their top installers?If you work for a proper firm they pay you the proper rate. The current JIB rate for a technical plumber is £14.55/hr
OP
You said earlier that you had calculated 16.53kW, including 4kW for hot water. That means just 12.53kW for heating. Remeha boilers can be used with weather compensation, in which case the system is configured as HW priority. So a 15kW boiler would be sufficient and the 18kW more than adequate.