Hello all,
Due to potentially changing careers, in need of my first credit card. Overnights, fuel, subsistence etc.
Therefore, in need of some advice / pitfalls / tips, etc.
Despite my being the wrong side of forty, I've never had a credit card before. Ergo, I probably have no "credit history"?
Only loan I've had was my (university) student loan, which was paid off, in the nineties.
Have two mortgages (since the mid-nineties), which I'm still trundling through, and (fingers crossed!) haven't missed a payment on (actually, have built up a bit of an overpayment fund, so that is good for something, if not the credit card itself).
Obviously, I'd like the cheapest / least onerous card, with a decent-size limit (I'd guess that north of £1500 would be necessary). Ideally, I wouldn't have one at all, but as I said, circumstances change.
TIA
Due to potentially changing careers, in need of my first credit card. Overnights, fuel, subsistence etc.
Therefore, in need of some advice / pitfalls / tips, etc.
Despite my being the wrong side of forty, I've never had a credit card before. Ergo, I probably have no "credit history"?
Only loan I've had was my (university) student loan, which was paid off, in the nineties.
Have two mortgages (since the mid-nineties), which I'm still trundling through, and (fingers crossed!) haven't missed a payment on (actually, have built up a bit of an overpayment fund, so that is good for something, if not the credit card itself).
Obviously, I'd like the cheapest / least onerous card, with a decent-size limit (I'd guess that north of £1500 would be necessary). Ideally, I wouldn't have one at all, but as I said, circumstances change.
TIA