September 06 my car was hit whilst parked adjacent to my house. I was indoors heard the crash looked out saw there had been a crash. The car that caused damage drove off without stopping. I did not realise at first that my car had been hit. (My car was the only vehicle damaged & the repair estimate is about £500). There were 3 independent witnesses, they all took details. I called my insurance company to report it & went to the police as the driver had failed to stop & give details.
There has been much correspondents with the insurance company, & there last line is the witnesses did not agree on the age of the driver & the insured person of the vehicle was a lot older than that stated by the witnesses.
I of course wrote back & said that it is not possible to judge an age through a windscreen within a few seconds.
I have today received a letter from the police, stating that they had successfully prosecuted the owner of the vehicle for failing to disclose the name of the driver (£200 fine plus 3 points).
My insurance company do not want to pay up (The other car is insured with Tesco, I am in insured with Churchill, Tesco is part of Churchill).
I am thinking that maybe I could take the owner of the car to court for damages to my car.
What do you folk think.
There has been much correspondents with the insurance company, & there last line is the witnesses did not agree on the age of the driver & the insured person of the vehicle was a lot older than that stated by the witnesses.
I of course wrote back & said that it is not possible to judge an age through a windscreen within a few seconds.
I have today received a letter from the police, stating that they had successfully prosecuted the owner of the vehicle for failing to disclose the name of the driver (£200 fine plus 3 points).
My insurance company do not want to pay up (The other car is insured with Tesco, I am in insured with Churchill, Tesco is part of Churchill).
I am thinking that maybe I could take the owner of the car to court for damages to my car.
What do you folk think.