My public liability insurance ok for working through a managment company?

[newhandyman]

Going for a handyman job - pressure washing , painting etc and the management company want to see my public liability insurance. On it it says painting (domestic) . Is the domestic a problem?

It lists carpentry, window cleaning and gardening and painting decorating (domestic)

Also has low % for painting of overall work as most my work is window cleaning.

Been using Academy Insurance. Anyone know anything about them?

 

[Doggit]

You really need to have a chat with Academy, and see what they'll cover you for. If they're being a stickler, then they may not cover you for the additional work. If you have to make a claim, then you don't want them refusing the claim, and the management comapny then comes after you personally.

 

[purpleroad]

You really need to have a chat with Academy, and see what they'll cover you for. If they're being a stickler, then they may not cover you for the additional work. If you have to make a claim, then you don't want them refusing the claim, and the management comapny then comes after you personally.

Worried if the management company which looks after this flat sees the (domestic ) bit they may not take me on. Are flats domestic or commercial?

 

[Doggit]

They'll be domestic. Wait and see what the company says, and then enquire on the cost of upgrading your insurance if you think it's worth it.