I've been going round in circles trying to understand the Vaillant range, but I'm now considering the ecoTEC937 with the 15 l hot water store at the back. It occurs to me, however, that keeping this water hot is just like having a hot water cylinder going cold in the airing cupboard, and needing to be topped up all the time. So do you get the issues of a combi as well as the inefficiency of a cylinder, or is the heat loss so small that you get the best of both worlds, not the worst??