B
Bodd
A couple of years back I got a phone call from someone saying I hit his car with my van that he caught on camera.
All be it after seeing the footage it looked that he had a point but it was not clear.
I offered to pay him direct but he wanted to much.
So we went through the Insurance. I heard nothing on what the decision was. In the mean time my Insurance come up to be renewed. I chose to go elsewhere because I got a cheaper price.
I disclosed this knock as a claim with my new company and again the year after. But I never heard from the original Insurance company and they never ask me for the £250 excess.
Could this be that they did not pay out and I don't have a claim against me?
How could I find out?
All be it after seeing the footage it looked that he had a point but it was not clear.
I offered to pay him direct but he wanted to much.
So we went through the Insurance. I heard nothing on what the decision was. In the mean time my Insurance come up to be renewed. I chose to go elsewhere because I got a cheaper price.
I disclosed this knock as a claim with my new company and again the year after. But I never heard from the original Insurance company and they never ask me for the £250 excess.
Could this be that they did not pay out and I don't have a claim against me?
How could I find out?