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Hopefully you didn't pay? Statute of limitation would apply.
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- Thread starter Ian H
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Hopefully you didn't pay? Statute of limitation would apply.
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would that apply as the account was still active with no closing bill
surly statute off limitation would start from the notification that alerted him there was still an outstanding bill even then if a dispute is raised the statute off limitation would not start until the final outcome has been agreed
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It would depend how you handled it, but in the above it would be from the date it was due or the last date you acknowledged the debt. Six years from the date he thought he closed it - or 6 years + the 30 days credit.
if you dont comply with the terms and condition to fully close the account then it surly remains active with all costs and charges being liable
the fact you think it was closed and fully settled surly won't count to the six year rule as its still an active account
the fact you think it was closed and fully settled surly won't count to the six year rule as its still an active account
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The terms will state when the charges are due. Failure to pay on the due date and a debt is owned - pretty much the clock starts ticking. but as I said to start with - it really depends how you handled it. There isn't enough info to be sure, but on the face of it, it couldn't be enforced.
Source ?
E
EddieM
They wrote it off.
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Not the first time you've done a quick Google search and pasted a few links as though it's proof of your claim. It isn't .
Firstly, experion is a credit check site, and there's no confirmation there (if you actually read that link.) '''Can'' does not mean ''Will''.
Secondly, that link you posted to a council website is littered with false information as it's designed to create as much fear as possible to get people to cough up. The purpose of local authorities is to force money out of people, that is their most primary purpose. It's the equivalent of going to a baillif for debt advice, do you think you are going to get an impartial view point? ... -
.. Please tell me you are not this stupid?
Those are not reliable sources.
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What are you trying to argue?
- that a Liability Order (which isn't publicly searchable) can affect your credit or that a CCJ (which is held on a public register) can't?
read info on the register of judgements order and fines if you don't like those links:
https://www.trustonline.org.uk
particularly https://www.trustonline.org.uk/unde...s-and-credit-mortgages-loans-and-credit-cards
A court Summons wont impact your credit and neither will an award against you, if you pay it in time. But a recorded CCJ will.
- that a Liability Order (which isn't publicly searchable) can affect your credit or that a CCJ (which is held on a public register) can't?
read info on the register of judgements order and fines if you don't like those links:
https://www.trustonline.org.uk
particularly https://www.trustonline.org.uk/unde...s-and-credit-mortgages-loans-and-credit-cards
A court Summons wont impact your credit and neither will an award against you, if you pay it in time. But a recorded CCJ will.
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