Recent content by Dereekoo

Well when I say the kids I mean 40 odd year olds and no doubt they will have their own ideas what they want to do with the money:unsure:

Planning to take £50k in April (hopefully) and pass on to the kids, problem solved :-)

A bit like when you use to see people who are 40 are old, then it changes to 50,60,70 and then reality starts to kick in, now where is that knee bandage

Not yet. As far as I am aware changes to the 25% allowance has not been mooted as opposed to pensions falling into the death duties grab????

2-3 k a week!!!! I wish. Care home? not my idea of quality of life and will make the ultimate decision if the time comes, meanwhile cruises, Benidorm et al and alchohol and pool with mates.

WWIII ?? Fortunately as flagged in previous posts this is a pension I have not yet accessed and have no need to (but will in April as any tax relief on contributions disappear due to hitting 75 ) and I can afford to be in higher risk investments and am quite happy to watch it to grow £2-3k a...

Like a pro , does that mean you have the opportunity to decide which funds your pension languishes in and what risk/costs you accept i.e. a bit like mine, its exciting

Can you buy me a cruise please

Your name ain't Trump is it

Having read up on it I think it should be called Pound Cost Averaging to make it more appealing to us Brits

Think I may get into that next April when I access an existing pension, take out 25% and give to the kids and then do something with the rest, not quite sure what or what all the ins and outs are of trying to reinvest the remainder elsewhere, perhaps I need to speak to a financial advisor

From google -Over the last 3 years, the Vanguard FTSE All-World UCITS ETF (VWRL.L) has delivered a cumulative total return of approximately +65.2% (or about +49.1% after UK CPIH inflation), with an annualised 3-year return of roughly 18.44%. Sounds better than Motties 5%

In my old company if an employee contributes the maximum matching baseline of 7.5% of their salary, Severn Trent Water puts in 15%. A bit different from my day where employees put in 6% and Severn Trent put whatever was required for the pension scheme to remain solvent and able pay out what...

Stock market in some shape or form, if it does good or bad you may not be here to see it so don't worry about it and your lad should be happy with any monies he gets as its free to him

What does bring you health and happiness? despite all the advice from doctors, fitness trainers etc from one who has had a life of playing rugby, football, squash, et al I have had major cancer surgery (I'll blame that on alcohol and red meat), heart attack, chronic kidney disease (what ever...