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Not true in my case. I made a claim 5 years ago. I was found not at fault, and got my excess back. But it still counted as a claim. My NCD went back to 0. It's only "unaffected" if you pay for protected no claims. At least that's how it was with Tesco Insurance.

You've got to think - what does your current van not do, that a new one will? After a few months, the honeymoon period will be over, it'll drive a bit nicer and be a bit cleaner but will essentially be doing the same job as your old van. We had the same dilemma with our car, we had a 2014...

Because most people who own cars think that they should be able to drive them on any paved surface/public highway. The thought of being banned from certain stretches of road really gets to them. In the same way that lots of people would rather park outside their house and cause an obstruction...

If this is the main argument, then you should also have the same annoyance with mobility scooters (who pay no road tax), and all electric vehicles that previously were not paying any road tax before the new rules came in.

They are just like webuyanycar and similar. They pay you as little as 70% of the market price, from people who are desperate or incapable of using the conventional route, and sell at 100% market value or more. Use a local estate agent, somewhere that has an office you can walk in to. Don't...

Those scout leaders should be shot. Religious ****** is what has caused all the world's problems in the first place. Getting minors to join in and feel forced to actually pray is telling of a totally ignorant leadership. Probably stupid christian types themselves, who live in a bubble and...

I used to commute by bicycle about 12 years ago, 330 days a year. I didn't create any emissions (which is what road tax VED was based on). I didn't ride over dips and create larger pot holes. I did however pay VED on my car and motorbike, of which I used infrequently. So some could say as a...

We buy the same brand from Lidl but the ground version. £2.60 for a (400g?) pack, which lasts us less than a week, but it's by far the cheapest we've found. Even Tesco and Morrison's own stuff is in the region of £3.80 now

I've tried pod machines, cheap dripper jug and cafetiere over the years. What I've found is, the pods are a rip-off and bad for the environment, but you do get consistently good results. Cafetiere is also nice and cheap but a pain to empty/wash out. We then bought a £24 filter jug machine...

Hard to say what would happen really. I've known many regular pot smokers (who were all wasters); it does nothing for one's motivation or general state of mind. If everyone only smoked the odd couple on a weekend then it would make perfect sense. But this is not usually the case. My best...

that seems like the only explanation. can't have been anything else because all the other taps in the house were running fine

I don't know anything about plumbing, but yes it seemed like no more than 1/2 inch copper pipe. And it comes down the garden slope exactly in line with the meter on the road, so we assume this is the main water feed. I did say it looked too small for the main feed, but I don't know anything...

I was helping dig a post hole at my mates house yesterday, and we hit a water pipe (that comes in from the meter on the pavement). It looked small, like half inch copper pipe. It was battered and bruised but didn't leak, so we thought no more about it. Until his mum tried the kitchen tap and...

Yize looks odds on to win in my view. I do think Allen would have beaten either Higgins or Murphy had he faced them in the semi final. But the other 3 just don't look as clinical as Yize; he does remind me of a young O'Sullivan when he was on form, in terms of talent, and he also lacks the...

we have our power and ethernet going down a low garden fence to our shed. It was like that when we moved in. We've had an electrical survey done since, and they picked up that the sheathing is brittle and cracked due to UV rays. Knowing the previous owner, it was probably not the right type...

That would be too sensible and not make the government enough tax shillings

Crowded places, noisy places, pubs, clubs. I also avoid stepping off high things and jumping, for fear of my knees dismantling at high speed or for some other random connective tissue to twang and cause me pain for the next 3 weeks

I can sort of understand why the government are making it harder for rental properties to be profited from. Housing is an essential resource like any other. But they don't seem to be preparing for the drop-out that will might come about when landlords start selling their properties. I own a...

You can get plastic kits that have about 5 sizes of adapter. Amazon are expensive for that so Ebay might be better (or Temu if you don't mind waiting a bit). Don't do what I did though and use a steel Henry vacuum pipe. I don't know if it was a short somewhere or if they sander vibration...

Me and my partner have both been married before, and obviously it didn't work out. So neither of us want to get married again. In my mind, anything can happen and I don't want to be looking at another divorce in x years time. So we are looking at civil partnership. But we'll probably discuss...