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Working on an allotment in that kind of weather sounds exhausting, especially digging out covers. Respect for handling the heavy lifting at 62.

Tinkering with the state pension triple lock always sparks massive debate. Breaking election manifestos on tax and pensions rarely goes down well with voters.

Good breakdown by OP, especially regarding HL fees vs newer platforms. That 0.45% really bites after a few years if you hold a decent balance. I was trying to decide between moving my ISA to Interactive Investor or T212 last month and used The Investors Centre to check the actual fee breakdown...

Relying on AI regulation alone feels tricky when bad actors will always find loopholes. The comparison to Asimov's laws is a fascinating way to look at it though.

Hard to pick just one favorite since musical tastes change all the time, but an absolute classic that always stands out is Hotel California by Eagles.

Capping ISAs at 100k would penalize people who sacrifice everyday luxuries just to build long-term security. Treating that amount as elite wealth misses the mark completely.

ohh what a topic