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Terrible. I would have expected them to have first class customer service for the premium price you paid…oh wait…

Do it!!

Thanks for all the info. Work has been crazy this past couple of weeks. I’m hoping February is going to be calmer so I can dedicate some time to this research and actually get started.

Great job, some very tidy carpentry there!

Hello, I do work in insurance. It terms of Motor insurance it's compulsory to have motor third party insurance under the road traffic act. That would cover circumstances of you causing injury to a third party while using your van. I am a little confused by your post as public liability (aka...

@noseall is a great resource in here

Same car the last one. Annoyingly I had to go to London to collect as my other half wanted the blue one. Drove back to Liverpool, with one 10 minute stop for a charge. Would have made it back without stopping but it was only 65% charged when I collected it…so much for range anxiety...

New (lease) car. One of those awful electric ones.

A Home Buyers survey does not assess the structural condition of your home, you should have requested a structural survey. That would have been one of the three options presented to you (valuation, home buyers or structural survey). Your homebuyer’s survey will have disclaimers enclosed within...

Those are part of the roof structure to prevent lateral movement. They should not be removed.

Sounds like a bit of a nightmare but at least you saw the doctor in time and there’s no further damage. Keep moving but be careful!

That’s correct. But i was talking about the insurers and reinsurers. I imagine the scale of the loss is well beyond the worst-case scenarios they put into their pricing models, so there will be capital outflows (and possibly insolvent insurers/reinsurers) from this.

It all depends how much exposure they had to the disaster. Reinsurers will certainly increase their rates in exposed areas, which will also cause insurers to need to pass on the increases to customers.

I’d be interested to see how insurance and reinsurance stocks hold up following the LA fires. Going to be some large payouts over there.

I wouldn’t trust these ‘builders’ to make that wall good again