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The drop in string course is not as bad as it looks, because it sort of goes in rather than down, angle just makes it look like a drop. Also my neighbour on the other side of the path who I'm not attached to has a similar (albeit less severe) crack.

Hi, first post here. I have a crack in the wall in the side of my house (semi detached). A loss adjuster came around recently and has since said that it is not subsidence and not an insurable event. The house was built in 1922, and those off colour bricks were repointed in 1984. Basically...