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Hi folks I have had a BTL re-mortgage declined as surveyor recomended a structural engineer to check out evidence of movement which could be hisoric. I had the SE report done and the comments were 1 the drain and gully adjacent to front wall repair/replace if and as necessary within next 12...

well is a def decline, the surveyor cannot guarantee 100% no further movement, who can?? but he did state that the risk of future movement is highly unlikely. so i have now done a letter of complaint to the lender, i did everything they asked but it does not seem good enough for them, my concern...

thanks woody, the broker is going to try and get it over ruled tomorrow and to inform them that if they are refusing properties with historic movement then he will not have any confidence in giving them any more mortgage applications. i was concerned that any new app i make it will ask if ever...

the surveyor has confirmed that although he could not guarantee 100% no further movement (and he can never guarantee 100% on any property) it is highly unlikely any future movement will occur. the broker will ring the lender tomorrow and appeal the decline, having looked back on my past survey...

just wondering whether if i got indemnity insurance would this please the valuer??

Thank you Woody. I just couldnt understand why he asked for a SE report and then refused to commit. My understanding is if anything did go wrong it would be the SE who was accountable and not the surveyor? My broker is going to speak with the surveyor tomorrow. Is it possible to ask the company...

Remortgaing on a buy to let, surveyor put a £10k retention and recomended a structural survey as evidence of movement. When I phoned him he was pretty certain all ok and was passing the buck and watching his back (his words), I said if I pay for SE report and it was satisfactory would he pass...