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Thank you all. Update: The vendor has agreed to ask building regs to inspect and sign off the loft conversion. This is great news - if it actually happens. However, as they won't apply for regulisation for the kitchen extension in case it invalidates an indemnity.

Thank you both. Could you tell me why the 4 and 10 year rule and cert of lawfulness have nothing to do with building regulations? Is the cert meaningless? Also, is it true that if I discussed the address with the local planning department, then then any indemnity would become invalid?

Hello I'm new here - please be gentle with me. I've found a house that I've had an offer accepted on. It all felt too easy. If it's too good to be true... The vendor (former estate agent) told me lots of things about the house but only informed me after my offer was accepted that the loft...