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Try www.confused.com __________________________ Lynda, moderator "thecook", is in America, and he asked over a year ago :cry:

How much is your excess on Comp insurance? Say you are paying £300 to insure it fully comp and the car is worth £500, if your excess is for example £150 you would only get £350 back for it if it got written off in a fault accident (which is likely for even the smallest of bumps would render it...

The MIB will not pay as they are the fund of last resort ie if there is no other insurance cover in force. Tesco have an obligation under the Road Traffic Act to settle your claim as they are the insurer's of the other car.