Recent content by albaPhenom

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    Anyone concerned by interest rates rising re mortgage?

    I posted the data on this earlier in the thread, a mortgage back then was around 12% give or take of people’s income and it now sits anywhere from 35 to 49% of people’s income. What’s more, that house which cost £7.5k in 1973, by the time 1983 swings round, the average salary in the UK was...
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    Anyone concerned by interest rates rising re mortgage?

    Ok it looks you concede that your point here isn’t a valid argument against social housing. I agree that putting bad apples among good apples doesn’t make the apple fresh again.
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    Removing a Scantronic 9427 alarm system

    Hi, luckily for us the system was so old that the battery backup in the bell was on its last legs, we inadvertently set the alarm off when we were carrying out other work and shut the power off but the bell only rang for about 10 minutes before the battery died. After that we just ripped it all...
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    Anyone concerned by interest rates rising re mortgage?

    I think the government should be and should have been investing in adequate social housing. What good arguments are there against this?
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    Anyone concerned by interest rates rising re mortgage?

    OK, I’m gonna call time on this conversation, I reckon. Have a good night.
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    Anyone concerned by interest rates rising re mortgage?

    I mean, Googling works, right? https://en.m.wikipedia.org/wiki/Richard_Murphy_(tax_campaigner) Richard Murphy (born 21 March 1958) is a British chartered accountant and political economist who campaigns on issues of tax avoidance and tax evasion.[1]He advises the Trades Union Congress on...
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    Holiday Destinations ... where you been, where you going, where you want to go?

    My mate was just telling us today that he’s away there for 5 weeks at the end of the month. I’d go in a heartbeat because I love Asia in general but I couldn’t convince the missus unfortunately
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    Holiday Destinations ... where you been, where you going, where you want to go?

    :LOL: I hear it’s beautiful this time of year.
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    Anyone concerned by interest rates rising re mortgage?

    What, Leeds Building Society? You’re probably right, they’re probably part of the New World Order, Illuminati, WEF or the Gates Foundation or something … out to get us or do something super nefarious.
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    Anyone concerned by interest rates rising re mortgage?

    Mate, I've done nothing but post link after link with data and back-up to my points... where you've replied with "all these kids today do know nuffink about hardship, I used to lick the salt of the roads in the morning for my breakfast"
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    Anyone concerned by interest rates rising re mortgage?

    Remember when that posh boot from one of those property porn TV shows which helped contribute to this housing crisis we now have said almost that exact thing about Starbucks lattes word for word? This is the issue, they genuinely believe having "a big screen TV" is why they can't afford a £284k...
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    Anyone concerned by interest rates rising re mortgage?

    It's like talking to a post.
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    Anyone concerned by interest rates rising re mortgage?

    Yeah, agreed.. I don't place the blame on either the Tory or Labour Governments alone, they both contributed to this. The issue is that the policy makers are of a certain class and all have something to gain and something to lose by the decisions that are made, most of them will a "property...
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    Anyone concerned by interest rates rising re mortgage?

    Once again, the same old trope ... they're just lazy, they don't have the work ethic we had, they're entitled, they just want to have smart phones and stuff, they could just go and live in some run-down employment black spot surrounded by boarded up derelict buildings. My daughter was working...
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    Anyone concerned by interest rates rising re mortgage?

    Unfortunately you're still not considering the balance of your debt that you were paying 15% on. The average UK house price was £285,000 in March 2023, now let's consider that the base interest rate has increased from 0.5% in Feb 2022 to 5.0% today, if you want to talk about "eye watering...
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