My window cleaner has a heater in his van and a space blanket over the water tank to prevent freezing. funnily I as going to buy the equipment to clean my own windows but after having a chat with my window cleaning and looking up the poles they use with the brushes on from wfp.co.uk I gave up on...
don't try to time the market! make money with your skills and funnel all that money into index funds! over time your guaranteed to win. no point trying to day trade and lose it all