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To clarify: there's no question of the entire car being replaced. It cost £20k 6 months ago and the damage is only £5k. The question is whether a repaired roof panel is acceptable or whether I should demand to have it replaced as they originally planned. The insurance engineer has called me now...

Thanks - just not sure what independent advice I can get? As you say, I'm minded to just demand a full replacement, but not certain of my rights, and the technicalities of what they're proposing

Thanks - I just phoned my insurance company. They said they get their engineer to confirm whether repair is acceptable. I don't think it should be written off as its a nearly new Audi and the repairs came to £5K

I had an accident with a tree a few weeks ago - crashed into a tree that fell in front of me in the storms, lots of dents to front grill, bonnet, roof, car doors, branches sticking into the windscreen and radiator. My car (an Audi A3 less than 12mo old) was taken to a Volkswagen body shop...