Yes I do understand the diagram, thanks. What I don't understand is what this achieves. As you say, the pull switch serves merely as two single pole switches for the two loads, light & fan. No more isolation that a wall switch does a for light bulb. And this arrangement carries the great gift of a permanent live in the pull isolator switch even after disconnection at the FCU, for the unwary. If the FCU had instead fed a simple, single pole switch, the output could have then run to the lights and the fan's switched live input.
A permanent live for the fan could then have been run more safely/obviously from the input to that simple switch. The fan supply (permanent & switched lives) would have benefited from the FCU's 3A fuse along with the fact this is in turn powered from the light circuit, with 6A MCB back at the fuse box.
And when I go to Screwfix and major electrical factors, I find plenty of single pole switches to choose from, whilst these 16A isolator pull switches are either not sold or not in stock. As if few do this. Yes, I found one eventually. Please enlighten me what the benefits of this circuit are.