the heating or overheating of cables surely points to an electrical problem or the unsuitability of said cable. every loft in the country has cables buried under insulation .or buried in chased walls. ?
To expand on that, cables are designed, and the ratings given for them, for chasing into walls.
That traps some heat in the wires but it's designed for. They aren't designed to be surrounded by insulation which is much much more effective at keeping the heat in.
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