Letting a property. What insurance.

[Diyisfun]

My daughter is going to work abroad, she will be letting her house for a few years.
There must be a few of you who have a property that you let.
Can you give some advice/recommendations etc.
Thanks

 

[b21playa]

You will need landlords insurance, permission from lender (if there is one), gas safety check at minimum.

Of course the income received will need to be declared to HMRC

 

[skhudy]

As above, the consent to let from the lender (if it is mortgaged) is the first thing to check and take if from there. They may be a fee, some lenders do not allow it, others may levy an increase in the mortgage rate.
TBH there are many people who do not declare it but they are taking a risk as they are breaking the T&C of mortgage - if the mortgage company find out they can call in the mortgage, or more likely put you on another rate

 

[Diyisfun]

Thanks for the comments.
She has sorted it with the mortgage co. Its now trying to find an insurance company.

 

[b21playa]

Thanks for the comments.
She has sorted it with the mortgage co. Its now trying to find an insurance company.

I've got both of mine with Zurich via discount landlords insurance

http://www.discountlandlord.co.uk/