because Conservative government policy discourage the build of social housing.
Let's suppose you had a car in good working order, worth £12,000
The government gives your neighbour the right to take it off you, for £6,000
Of which the government takes £2000
Would you buy another £12,000 car? In the knowledge that your neighbour can take it off you for less? Have you got £12,000, bearing in mind that you actually only received £4,000 for your last one? Where are you going to get the other £8,000? Borrow it, and maybe be left with the debt and no car again?
Let's suppose you had a car in good working order, worth £12,000
The government gives your neighbour the right to take it off you, for £6,000
Of which the government takes £2000
Would you buy another £12,000 car? In the knowledge that your neighbour can take it off you for less? Have you got £12,000, bearing in mind that you actually only received £4,000 for your last one? Where are you going to get the other £8,000? Borrow it, and maybe be left with the debt and no car again?