Hi, all.
Good post noseal,
If you do not spill the beans to the rest of the board, I for my sins work in the insurance "Industry" historically I have been in insurance for about 14 years, I am now "freelance" having [Mis] spent my work life since 1970 as a Clerk of Works / project manager / surveyor [with a small "S2]
it is a given that between [generally] late October and early March, your "claims volume" will jump, dramatically!
Claims notified for, storm damage to roofs allowing rain water [or up here snow melt] or the formation of Ice, then thaw, Etc. including [excluded] claims for "CONDENSATION" will fill your day.
During the winter months, as above my workload can at times exceed surveying about 4 / 7 "claims" per day, and during a "Surge" [ the Insurance Industries BUZZ word for periods such as we are experiencing now]
What is of interest is that during the "exceptional" weather conditions we are experiencing today, the Jet Stream having "moved" some 500 / 700 Miles "South" the gale force winds we are all experiencing are making landfall in England, not skirting the North of Scotland. where we generally experience such winds historically on a regular basis.
I digress [as usual]
Main causes of rain water ingress are [in no particular order]
ROOFS
1/. Cement used in place of lead flashings, a particular problem around Aberdeen.
2/. Moss on roof cement tiles
3/. Nail sick slates.
4/. Failure on "older" roofs of old "horse hair felt"
5/. and last general lack of maintenance
WALLS.
1/. Degraded / Perished mortar.
2/. One brick thick solid walls [Thankfully rare in Scotland]
3/. Porous brick. where a developer or builder has used a "brick" that is not fit for purpose in an environment that is subject to a lot of rain.
4/. poor detailing of flashings.
CONDENSATION?
The one thing that is of concern to me [I have seen lots] is the "green industry" of "Loft insulation" where the installers close off the eaves vents with the "government approved, industry funded" race to insulate lofts BUT do not ensure that the loft space is adequately ensured that the cold space above the insulation is vented.
Cheers.
Ken
Good post noseal,
If you do not spill the beans to the rest of the board, I for my sins work in the insurance "Industry" historically I have been in insurance for about 14 years, I am now "freelance" having [Mis] spent my work life since 1970 as a Clerk of Works / project manager / surveyor [with a small "S2]
it is a given that between [generally] late October and early March, your "claims volume" will jump, dramatically!
Claims notified for, storm damage to roofs allowing rain water [or up here snow melt] or the formation of Ice, then thaw, Etc. including [excluded] claims for "CONDENSATION" will fill your day.
During the winter months, as above my workload can at times exceed surveying about 4 / 7 "claims" per day, and during a "Surge" [ the Insurance Industries BUZZ word for periods such as we are experiencing now]
What is of interest is that during the "exceptional" weather conditions we are experiencing today, the Jet Stream having "moved" some 500 / 700 Miles "South" the gale force winds we are all experiencing are making landfall in England, not skirting the North of Scotland. where we generally experience such winds historically on a regular basis.
I digress [as usual]
Main causes of rain water ingress are [in no particular order]
ROOFS
1/. Cement used in place of lead flashings, a particular problem around Aberdeen.
2/. Moss on roof cement tiles
3/. Nail sick slates.
4/. Failure on "older" roofs of old "horse hair felt"
5/. and last general lack of maintenance
WALLS.
1/. Degraded / Perished mortar.
2/. One brick thick solid walls [Thankfully rare in Scotland]
3/. Porous brick. where a developer or builder has used a "brick" that is not fit for purpose in an environment that is subject to a lot of rain.
4/. poor detailing of flashings.
CONDENSATION?
The one thing that is of concern to me [I have seen lots] is the "green industry" of "Loft insulation" where the installers close off the eaves vents with the "government approved, industry funded" race to insulate lofts BUT do not ensure that the loft space is adequately ensured that the cold space above the insulation is vented.
Cheers.
Ken
