Salary Sacrifice EV

Dec27 · 2026-02-27T18:21:04+0000

We are thinking about getting an EV via salary sacrifice. Has anyone experience of it please?

motorbiking · 2026-02-27T18:38:23+0000

If you normally lease a car, and are a high or top rate tax payer its worth it, particularly if it can push you into a lower band for say, pension tax or loss of personal allowance.

The deals don't seem amazing though so if you are a basic rate payer, shop around.

If you earn £100,000 - £125,140 then it can help you get back some personal allowance
If you are above that it can reduce your 45% tax rate.
If you earn £200,000, then it can help reduce tax on pension.

But you have to balance that with the fact that EVs are cheap second hand

Dec27 · 2026-02-27T19:04:50+0000

It’s for the Mrs, she’s on £70k. After a quick read I sort of thought, if she takes £6k as salary sacrifice for an EV she’d save the 40% tax on that amount ?

Murdochcat · 2026-02-27T19:31:49+0000

Until salary sacrifice is limited in 27 I think

Dec27 · 2026-02-27T19:36:25+0000

Murdochcat said:
Until salary sacrifice is limited in 27 I think

That’s sort of why I want the Mrs to get it now.

Plus I’ve never experienced the joys of an EV

Old Salt · 2026-02-27T20:53:56+0000

Dec27 said:
That’s sort of why I want the Mrs to get it now.

Plus I’ve never experienced the joys of an EV

You’ve not missed much, quieter, fast acceleration, warm up the car before leaving the house but soulless to drive.

Highway Man · 2026-02-27T21:01:46+0000

My Mrs hardly gets anywhere near the milage I get out of my hybrid, I would never buy another full EV. She likes hers but it constantly needs charging up.

MNW67 · 2026-02-27T21:41:11+0000

Old Salt said:
You’ve not missed much, quieter, fast acceleration, warm up the car before leaving the house but soulless to drive.

That would have been my guess from reading what others say. But I bet they are great in traffic, round town and for general commuting.

I posted before that I don't think you can beat a sweet naturally aspirated petrol engine for driving fun.

Highway Man · 2026-02-27T22:50:33+0000

MNW67 said:
That would have been my guess from reading what others say. But I bet they are great in traffic, round town and for general commuting.

I posted before that I don't think you can beat a sweet naturally aspirated petrol engine for driving fun.

No different to driving an automatic car around town.
Oh and Reported

MNW67 · 2026-02-27T23:30:04+0000

Highway Man said:
No different to driving an automatic car around town.
Oh and Reported

OMG!!

What for?

Koolpc · 2026-02-27T23:41:53+0000

MNW67 said:
OMG!!

What for?

Reported

MNW67 · 2026-02-27T23:42:22+0000

Koolpc said:
Reported

OMG!!

What for?

Koolpc · 2026-02-28T03:26:18+0000

MNW67 said:
OMG!!

What for?

Woof!

King Billy · 2026-02-28T04:24:41+0000

Dec27 said:
We are thinking about getting an EV via salary sacrifice. Has anyone experience of it please?

Here's a good comaprison website

Choosing an ICE vs EV | Choosing an EV | EV Hub

Learn about the main differences between EVs and ICE vehicles – including cost, performance and lifespan – to help you make an informed decision.

www.coxautoinc.eu

King Billy · 2026-02-28T04:35:46+0000

Highway Man said:
My Mrs hardly gets anywhere near the milage I get out of my hybrid, I would never buy another full EV. She likes hers but it constantly needs charging up.

I've had my fully EV for 2¹½ months and just recharged it for the third time yesterday. I keep it above 30%, just in case.
I wouldn't go back to ICE. I still enjoy driving. It's just a different sort of enjoyment.

MNW67 said:
I posted before that I don't think you can beat a sweet naturally aspirated petrol engine for driving fun.

The weekend drive, only in dry weather?

Salary Sacrifice EV

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