Paying upfront for garden fence job

[Ted Phillips]

Thanks again Harry

I was having a senior moment about the amount of the debt. When you start the online process, do you just declare £450, or do you factor in online fee, signed for letter etc? Also if the process takes a few months to complete, at what point would you include interest etc?

Thanks again

 

[Harry Bloomfield]

Thanks again Harry

I was having a senior moment about the amount of the debt. When you start the online process, do you just declare £450, or do you factor in online fee, signed for letter etc? Also if the process takes a few months to complete, at what point would you include interest etc?

I'm well out of touch with the process, better to read the online guide.

 

[Ted Phillips]

Thanks. Will do.

 

[Ted Phillips]

Hi

V quick update. Have submitted claim now, so letting process take its course. (Defendant has three weeks to respond) I’m now worried that although we’ll get an inevitable judgement in our favour, it will fall on deaf ears. I know we can get high court writ and we’ll certainly pursue that option. However, is there any point at which it will be made public whether the “defendant” has other CCJs outstanding?

 

[Harry Bloomfield]

However, is there any point at which it will be made public whether the “defendant” has other CCJs outstanding?

I think there must be a way to find out, because you often hear that so-and-so has x number of CCJ's against them. Maybe ask in a legal forum, uk.legal.moderated is quiet helpful if you have a newsreader.

 

[Harry Bloomfield]

Try this https://www.registry-trust.org.uk/

Search is in the top right corner of the page.. Zero results is not a conclusive result.

 

[Ted Phillips]

Hi

Thanks again. I’ve now read up and there doesn’t seem to be full proof way, save paying a credit agency. I suppose what I was getting at was the Court itself likely to recognise that this was the nth CCJ when making its adjudication?

 

[Harry Bloomfield]

I suppose what I was getting at was the Court itself likely to recognise that this was the nth CCJ when making its adjudication?

That I don't know - in a criminal case, the jury are kept in the dark about previous convictions, so I suspect the same will be true of a County Court proceeding.

 

[Ted Phillips]

Thanks. I tend to agree with you. Just seems daft if this ends up being a case of multiple CCJs.

 

[Ted Phillips]

Hi All

Update

The law has taken its course..... After many extensions, the defendants did not reply to the claim. (Mega surprised) I can now apply for the CCJ. I have three payment choices: Immediate, instalments or by set period.

Knowing the circumstances, would I be better off going for instalments? The debt is now £500, so perhaps £50 a month??

Thanks

 

[JP_]

Dunno, but I'd be tempted to ask for the whole lot in one go?

 

[Ted Phillips]

That’s what we indoors says, so will go for that.

Ta

 

[TeeDub]

Hello,

I've been following this thread. I'm sorry to see that it's got this far, but glad you've not had to wait too long for the courts, CCJ and action.

I'd like to apologise for me saying that the money isn't mind blowing. I guess I mispoke, but my intention was to say something more like it's not a lot to some people, but it is to others (ie: it's not trivial!). I hope this all goes well and I will be keeping an eye on this.

I'd recommend asking for immediate payment. I think you're being a bit too nice to him really - if he can't pay immediately he should be able to tell you and then offer how much he can pay in installments. What's to say you wouldn't get the first payment and not the rest.

 

[Ted Phillips]

Many thanks. Just about to do that.

 

[Harry Bloomfield]

Go for payment in full. If you allow him staged payments and he only pays one, you go through the whole court process again to get the rest of the payments.