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Hi all
My partner bought a house in 2020 as a cash purchased she has tried borrowing 10% of the value on a mortgage to pay some bills but thr lender has refused based on their being a loft conversion they are saying isn't compliant with building regs
From my research this conversion has been in place since atleast 2002 when it was previously sold. I don't know what's not compliant apart from potentially the stairs which may or may not be a little steep.
What would you recommend as our next course of action ideally we want to borrow a little, the house is 100% owned currently without a mortgage or we would like to sell. Is there a way of applying retro to get building regs signed off ? It's been there over 20 years so what's the worst case scenario for us?
Appreciate your opinions
My partner bought a house in 2020 as a cash purchased she has tried borrowing 10% of the value on a mortgage to pay some bills but thr lender has refused based on their being a loft conversion they are saying isn't compliant with building regs
From my research this conversion has been in place since atleast 2002 when it was previously sold. I don't know what's not compliant apart from potentially the stairs which may or may not be a little steep.
What would you recommend as our next course of action ideally we want to borrow a little, the house is 100% owned currently without a mortgage or we would like to sell. Is there a way of applying retro to get building regs signed off ? It's been there over 20 years so what's the worst case scenario for us?
Appreciate your opinions