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Stock market dealing

Tesla were quite good to me last week along with big bear and robinhood.
Didn't bother with anything since Wednesday due to the holiday across the pond.
 
Tesla were quite good to me last week along with big bear and robinhood.
Didn't bother with anything since Wednesday due to the holiday across the pond.
Is it your own acuity or do you use a tipster of some sort??

I've referred a few times to TraderTV on Youtube. They give a daily analysis from thier feeds, andussue Levels and directions they like.
They're usually pretty accurate, but ther egos get in the way of objective judgment.
It seems they're earning a lot from youtube, because people watch it or have it on at least, all day.
They also have shout-outs when some sort of news happens which makes the markets jump. Despite the BS, it's worth looking at to see what's there
 
@Mottie I saw a post of yours which has now gone.
??
None of us can be expacted to give updates on how much money we've got - which the forum to$$er tried to provoke with, so presumably that's why his went first.
My posts are quite often deleted by an aggressive editor. If he overdoes it I'll go to the site owner.

Well over a year ago I posted a pic of my bank app phone screen (which I had to take with my wife's phone because you can't screenshot bank info)
That seems to have been edited out, without my knowledge.
It showed lumps being added as new accounts, (because that was the way the fixed-rate accounts worked at the time - you had to keep adding new ones). That I cited as proof that the original 20k was multiplying over 3 months or so, to around 300k iirc.
I posted an update in post 1063 and commented recently in 1108.
The object is to fund me + 1 in old folks' homes, . They cost a silly amount My mother's is costing well into 4 figs a week.
The pot is now about adequate.

As the capital is beating inflation the the motive to day-trade is reduced, though it's still appealing of course. I keep showing the same fund I use as a base. It's up about 80% in 3 years though it is flattening now, currenty 20% pa, , probably due to dollar weakness. I supplement that with medium -term gainers. Plenty have risen tens of percent in the last few months. There's always a sector or two doing that.

As a model, if you looked at sectors' (or index) growths every week, and put/kept money into one which has done particularly well for 3 weeks or so, you'd do well. You should ease in to some things more than others depending how you judge they could drop suddenly - most don't.
Article here is one which gives a set of hints https://www.forbes.com/sites/investor-hub/article/top-sectors-to-invest-2025/.

Several of those have Leveraged funds you can use. This is one I'm using, semiconductors, x4. On a DAY trading platform I buy more when it dips and sell some when it peaks, which increases the slope. That's harder on a platform where it takes longer to trade.
This is fund prices, not %. So looking at this, you'd feel ok for a punt over the next couple of weeks? Might hit 7000 before long? Decent probablility.


1752056100586.png



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Semiconductors is a good one because the reasons are constantly discussed. It could get hit if the far east comes out with a surprise.
That fund, is an example where you need to look at context. Zooming out, this shows it's not safe forever.
The same stock exactly "$SOXL"
1752056534959.png


A very different shap, huh?Those candles are a week wide.
If you'd bought July 24 you'd have hopefully sold... You can always sell "next day" but can get caught over a weekend.
You can't use stop- losses on most investment platforms
On the long term you have to look at LEVELS - often called "resistance".. The line would proabably be one of those.

A percentage of my long-term pot is in SOXL., most is less ambitious. Some short term is rising faster, like 3BAL (European banks), up 15% in a week or so, out soon probably but hoping for a pop when tariffs are decided.
You NEVER get it right. You miss the start, miss the end, or use the wrong amount. You CAN get enough of a rise enough of the time.
Sometimes you're unlucky, or greedy etc, and it drops and you have to decide when to stop it. Eggs and baskets.

My increase over a month/3 months? Don't know, overall. It doesn't matter as long as it's positive.


Half the pot is in this, boring boring. Same as, same as,, for ages. MAN DYnamic Income. A week:
1752058201367.png


0.352%
Over a year, 1.00352 ^52 is 20%pa.

Use for example AJBell, your Holding charge is 0.25%pa
If you like to call them for a longer chat and use their better analytic tools, Hargreaves Lansdown charge 0,45%.
For over about £130k Interactive Brokers is cheaper, then Fidelity further up. Can't remember the details.
Day trading platforms are different in lots of ways - I need a better one.



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Having said all that, many "experts" are predicting a large drop in the US S&P. European, UK, and emergiing markets including far east are getting more popular. I still think ManDy won't have a fit.
 
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"indicators" covers scores of clever graphic llines etc you can add to a chart.
The one atthe bottom is a simple one called "net volume". When sellers number higher than buyers, the curve turns down,
It's usually a guide for when an uptrend will stop. It tips the probability of getting it right strongly in your favour.
Here it worked particularly well:
1752168529769.png
 
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@Mottie
Copied in case some bolshy idiot deletes it elsewhere
Back on ISA's. Got home from a break today and had a letter telling me that one of my fixed term ISA's (Kent Reliance - 4.94%) had matured on the 5th and they had automatically put it into another one year fixed term ISA at 4.15%. I had14 days from that date to transfer to another provider, withdraw it or move into one of their other ISA's. I looked online and their current 1 year fixed is 4.25%. Cheeky buggers. It's only worth just under a couple of hundred quid for the year but I’ve sent them a message to move it into that one. If they change the rate again before my 14 days are up and it’s better, I’ll move it again. Only takes a message or a phone call.
That implies it's a 200k fund. Why not put some in a S&S Isa? 10% say.
It sounds like we'll all be pressured to soon. You'd expect 2-3x the return with no effort.
If you have more than 85k, you're at risk with the Kent people.
The full arguments here fill a can of ifs buts and maybes, but if you buy bonds through a platform and the platform goes bust, you still own the bonds.
 
@Mottie
Copied in case some bolshy idiot deletes it elsewhere

That implies it's a 200k fund. Why not put some in a S&S Isa? 10% say.
It sounds like we'll all be pressured to soon. You'd expect 2-3x the return with no effort.
If you have more than 85k, you're at risk with the Kent people.
The full arguments here fill a can of ifs buts and maybes, but if you buy bonds through a platform and the platform goes bust, you still own the bonds.
Got my figures wrong! Nowhere near £200k. A bit over the £85k with this years interest with KR. I was comparing that isa (that would have been reinvested at 4.15%) with a 1 year fix with Close Brothers which was 4.32%. So, nearer to £150. As it is now at 4.25% with KR, I CBA moving it for 0.7% difference which equates to about £60. Been with KR for a few years and whenever I’ve had a problem or a query you can speak to someone within minutes. Today I phoned up, told them I wanted the 4.25% account, they said open the account online which I did in seconds, phoned them back with the account number, gave them my reinvestment instructions, they gave me a reference number and that was it. Last year I did the same thing within the 14 day period as the rate changed three times in that fortnight. Mrs Mottie did the same with hers last year and has just done the same as me this year. Have 4 isa's with different institutions and I always take 1 year fixes and they all mature at different times so I just search for a decent deal at the time. I know feck all about shares and don’t want to risk anything as I’ve never seen anything to do with 'investments' that says it’s guaranteed but it does say that you could get less out than you put in. I’m happy enough with what I've got. I’m never going to starve or get cold in my old age. What are you planning to do with all this money you are making, take it with you?
 
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You don't have to know anything that's not on their website.

I you've got enough for a residential "home" to look after you forever, then fine. That was the question I asked myself.
You'll be looking at 1500 a month for somewhere that's one step from the cheapest. So if you intend being around 35 years starting tomorrow,
35 x 52 x 1500 is 2,730,000.
How are you intending to fund that? Each.
OK whatever lump you have now will be earning interest, but in a bldg soc it's not beating inflation.
Accommodation costs go up faster than inflation, is the experience, so you're looking at maybe 10000 a week at end of the period. Half a milli per year.
At 5.57% pa.

If you can beat inflation then
at +2%, 1.02 ^ 35 is 2 . Your money from now, doubles. 2x
at +5%, 1.05 ^ 35 is 5.5x
at +10%, 1.10 ^ 35 is 28x

There's noting woo woo about the SM. Sure it would help to learn a little bit. Loads online. It's only numbers. Try it, if you don't like it, sell. Easy. Use HL or AJB or II, not Trading212. (not enough funds there). AJB charges 0.25%.., plus £1.50 a fund trade. HL is 0,45% then free, much chattier.

Kent R could have trouble. Like Northern R.
If you use "funds" like North America, or Europe, or UK, you're using loads of KRs.
They all wound up in double figures growth.

That Bond fund I mention is flatter than it was last year, it's up 13%, 12 months to date.
All the fund holders have chatty people.
You can go for one of their "plans", which will be a bundle of stuff, depending on how much volatillity you're prepared to put up with.
You can sell in a day, any time.

I started a new ISA for her indoors last April with 20k. It's around 36k now I thoiink.. This April was a dip so it's not typical. Can show ya if you like but not v useful to you.
 
For anyone serious, you will probably need to be TOLD what's obvious really.
This guy is very good, and this video content is crucial to understand.
There's a whole series.
 
Day trading is OK, I can pull in a bit of money if I want to.


But the Investments side is giving cause for concern . It's pretty difficult no to have invenstments in the USA. If you have a pension, some of that will be there.
Jerome Powell (FED chair) wants to hold the US Reserve Rate (like our bank rate ) at 5-5.25%, where they are, for now, because the effects of tariffs are uncertain.
Trump says with some cause, that it's too high, and wants it to be a LOT lower. Oh dear.
I don't now what that would mean -
I think:
If that happened, the US Bond rates would crash, and the dollar would too, which would instantly devalue those US investments for foreigners.
Some types of bond would be safer than stocks. "Hedged" investments would be safer than unhedged, but they'd all take a massive hit.
Gold would be good, or funds held in different currencies, or probably cryptocurrencies.

A couple of useful finds I've come across though are (missing some parts of the names but should be easy to find)
Fidelity do a HEDGED version of the S&P 500
There's ONE hedged tech OEIC - Irish based (that doesn't matter) Polar capital technology Hedged
Artemis Global Interest (Still mostly US but is less volatile)
M&G American Advantage - they do hedged and unhedged.
Artemis US smaller cap Hedged.
Artemis smart GARP european hedged. Though EU hedging not so important.

I'll put them on a chart later.


I've noticed that the MAN Dynamic Hedged fund I used is still affected by $/£ rates..
They readjust daily ( I assume) but it moves overnight.

I spoke to a couple of the platforms about hedged funds, but they didn't have much clue.
AI tells me some are only adjusted weekly or quarterly.
I haven't spoken to the fund providers, but can recommend Artemis - very chatty , on other matters.
 
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Some of the predictable stocks have been going nuts.
You can look at a free stock screener (TradingView or Finviz) then "plump" for them

I started an account with 50k about a week ago, using £1k on a load. SOme lose so "stop out". I've been a bit lax with that. It's difficult, because even the best ones dip, so how far to let them go?? 5% drop (£50 on 1000) is about right, YOu can re-enter if they look good again.
I let a couple drop £150 or so - too much, then sold them.

The best ones do very well indeed, so you have to assess the stops, daily or so.
This shows the best end of the result so far, and the accumulated fig

1752905027760.png



To be clear - the "result" is the account total so includes the losses.
I just added 3con - it should have been there before.
3MST did very well butjust dropped from its max so doesn't appear - the profit gets added to the account, not the fund's record.

This is from the other end of the table:
1752905551115.png

With better care and selection, 10% in the week would have been the return.

That would take 50k to 1m in 8 months. But it won't continue.
Cryptos, AI, and quantum computing, Nuclear, are some flavors of the month.
Add drone makers.
PLus oddities like Joby, Archer, Roblox, Oracle.


A couple in there are tiny, just a punt.

If you want to play the looooong game, Bitcoin or other cryptos are very likely to be best. Many approvals are happening.
 
Looking at where the money's going, globally, is interesting.
Robiots are coming. Pit your money there.

AI is coming. Or more accuratelly, inasmuch as such things are delineable, Artificial Superintelligence.
The robots will have it, quite soon. A few years.
The intelligence of the robot in comparison with yours, will become as yours is now to a chicken.

It's likely that the robots will destroy the people, we don't know how to stop them, yet, but we're working on it.

Already in my view, There's no need for any crazy ideas like existence of any god.
As AI develops, it will become more obvious that we know enough about how our brains work, to make one redundant.

This is an Advert, but it's making sense to me:
 
Timing is notoriously hard. I got this wrong.

Up for a wee so checked after a Trump Dump today.
I guessed things might fall if the market didn't like this week's Results, so had sold much of the sensitive stocks.
Reaction to results wan't too bad so I've been getting back in. (preferring hedged stocks, which was fortunate)
But then US jobs results (displeased DT, though he claims they're rigged, so he's sacked the person doing the counting) upset the apple cart and the market is mid-drop.
So I got caught anyway.
Part of it is stock prices, some of it is the dollar dropping.
Worse, is that with investment funds, which I partly use, you have a day or more delay in your actions.
So I have pain to come.
ETF's are sold at a price level when you instruct. I'll use more of those in future.
But the fund managers can be clever, so do better in the good times. So it depends how long you've had them.

This is a S&P500 type fund, over a month to today.

So the drop is showing as not much - maybe a week's rising, when it pans out
This is a month. I'm using the blue one. The orange would have been more cautious/balanced.
We'll see how it turns out
1754105782261.png

The angst as always is whether to sell when a drop happens. I'll see what people are saying over the weekend. May sell half of some. I mean if it turns out to be only a gain of 3% on the month that's OK.
Yes it'll recover, but there may be an opportunity to rebuy much lower.
 
Current breakout worth mentioning is Japan.
3xJapan is up about 20% in 2 weeks.
Now the US inflation numbers are out (more to come but it's looking ok) there could well be a bull run

Fund wise, I'll be using Polar Capital Global Tech - there's a hedged and a non hedged version,
Both Baillie Gifford American B,
and MS USA Advantage
Can fly, but the Polar is probably better over a period.

Financials are steady:
JUpiter Financial Innovation

Artemis Global Income is a steady one just ahead of the SPY500.

There are many ETFs, like 3x NVD
and 3x Semicondustors, to look at.
IN Europe, the banks have been doing well, 3BAL is up 30% in 11 days.

Bitcoin and the other coins will balloon sometime, it has tailwinds now.

I'm not bothering with the MAN DYnamic at the moment, expect for my wife's stuff. 20% a year just isn't attractive.

You can put all of these on the same graph at Hargreaves Lansdown without an account.
Reminder, the fund and ETF screeners at AJ Bell are very good. All need a bit of time to learn to drive.
 
Everybody's sayings things are stable now.
Traditionally it's time of year when things lose enthusiasm and drop a bit.
Everyne can make a case for a 20% drop in the tech stock proces, but that always seems to apply.

European banks have been doig well..
The forecast is that they will continue to do so, for a while at least. This excludes UK banks, I think, though they're generally doing OK too.

1755391082864.png



That's a month, 16%. So a couple of weeks in there "should" see you easily beat your whole annual building Soc return.


I've been using this one, which is a 3X leveraged version:
1755391464837.png


The gain is obviously higher at 50%.
There is a catch with the 3x leveraged stocks.
If the underlying stock drops 10%, to 90, the leveraged one drops 30% to 70.
Than means the base one has to recover 11.1% from 90 to 100, but the lev one has to make 42,8% to get from 70 to 100, which means the base has to rise 14.3%.

There was a drop near start of August - you can see how the Lev one took a few more days to recover.
To hammer the point, if the base stock dropped 33%, your value would drop by 99%, to 1%. So you really don't ant to be holding for much of a drop at all. This one hasn't been doing that, so all is rosy.

Here's the same 3x "instrument" 3BAL (It's an ETF) over recent days, from 4th august
1755392199384.png

Note the vertical dotty lines are the day breaks.
The price often jumps over night, see where those day verticals coincide with a jump in the price, so you have to hold the thing - you can't do well by seeing what happens after the open, though that can be safer.
What I have done, is sold half if I think the price is at a peak, and rebought lower. There are "indicators " to help with that. There's no tax on these but there is a spread. You never time it dead right either, so you can be better off just leaving it, but I've managed to save a few percent over the month by missing some of the drops.

You can hold these things in an ISA at Trading212, where there are no fees, but the spreads may be a wider(not an issue if you just hold).
They're also available for ISA or PIPs at AJ Bell, Interactive Investor, and Hargreaves Lansdown, but HL fees are higher. There are some smallish pros and cons.
If you hold 10k for a month and make 5k though, the fees are insignificant.

EToro screw you for interest on the leveraging, but you can leverage 5x for a fee.
 
This morning it dipped.
Kiss of death to report it!
You don't hold much of a thing that's volatile, over a weekend. I had none of the 3x but am holding the unleveraged one. It's gone back a couple of days.
1755514873023.png

Those blue-orange - yellow lines are Bollinger bands. Based on standard deviations of the variation.
So it's easy to say "buy buy buy".
Well I'll hold. The price is still "red" on the 30m candles but the net volume has settled.
It has been a good run. Nothing much has happened to stop it, but bull runs don't go on forever.

I can look on it as a pullback after a high, so a time to sell. Easy if you've been in it for a couple of weeks. Being at the lower edge of the BB could be interpreted as a Buy, but it hasn't "bounced" like it did on August 4th.

On balance then I'm holding a fairly small amount, but I'd want to see some green candles before getting back in.

These are Banks, long term, banks don't go down far for long.
On th elonger times scales,these lines are the 20, 50 and 200 period moving averages on the daily chart. Nothing to see here....


1755516728087.png



NB if one had the 3x version, and held through that period were the stock well from 190 to 155 (19% drop) the 3x would be down 57%. Not funny! That would have needed a recovery of 230%, or in the base stock, 77%, to get back to par. It has Still not done that, it won't be there until the base stock is at 283.
Don't hold 3x stocks if it's falling more than a couple of %.
 
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