White smoke is usually steam (water leak) or diesel in the fuel. Blue smoke is usually oil. Black smoke is usually petrol (over-rich mixture, or, choke/cold start injector fault).
If the car's not worth much, you may as well keep driving it, keep topping up with inexpensive oil, see if it passes MoT.
Get a workshop manual and see if you could tackle it yourself. I don't know the engine, but some have a replaceable rubber seal round the valve stem. 16 hours labour sounds like a lot to swap the head. Sometimes you can get exchange heads.
Wynns will be a waste of money, IMO.
Valve stem oil leak:
When you drive uphill it will not smoke much.
If you drive down hill at medium speed, and take your foot off the throttle, smoke will increase on the over-run as the engine sucks. Get someone to watch for you.