Which Cash ISA?

What is the best bank account that doesn't have am investment limit. My Chase boost is about to expire
Not a bank account per se but we have all our instant access cash in a post office saver account. Have to pay in and withdraw through a nominated bank account. Next working day for withdrawals. Interest added monthly. 4.4% at the moment (4.31% if you take the interest out each month instead of letting it compound). Everytime they bring out a new saver issue I open an account instantly and transfer the entire amount from the poorer paying account. It’s all in Mrs Motties name as she has an unused personal allowance as she retired a while ago and doesn’t start getting her state pension for another couple of years. Max limit £2,000,000
 
Pretty clunky interface - seems to bank of Ireland behind the scenes. Either that or I just lost a £10er. :LOL:
 
Pretty clunky interface - seems to bank of Ireland behind the scenes. Either that or I just lost a £10er. :LOL:
Yeah, it is bank of Ireland and it can be a faff to set up but once it’s up and running, it’s no problem. For some reason when we opened an account a few years ago, it couldn’t trace us through our Barclays account that we had had for 40 years and our address tgat we had been at for over 39 years and we had to post some ID to them. When withdrawing, I think you have to get it in before 3.00pm for it to get into your nominated bank account the next morning. That as long as there’s not a weekend or bank holiday in between so you have to plan accordingly if you want to withdraw. Other than that, I find it fine.
 
doesn’t use faster payments. But I’m just looking for another place to hold FCA insured cash. Though I read the limit is going up to 120k soon.
 
Funnily enough, the Shawbrook 1 year fix at 4.81% is not on MoneySupermarket so it’s not just a matter of clicking on it.
"or one of the others"
Or ask AI?

Maybe the latest interest changes aren't through?
Anyway I got this:
1789681517104.png
 
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doesn’t use faster payments. But I’m just looking for another place to hold FCA insured cash. Though I read the limit is going up to 120k soon.
Tried
"Many platforms also offer cashback for new customers or refer-a-friend bonuses. Popular platforms include Raisin, Flagstone, Hargreaves Lansdown, as well as smaller providers, Prosper and Meteor and Savings By MoneySupermarket."

You deposit your money and they use as many accounts as it needs for them all to be covered.

At Flagstone £2m takes 17 accounts
DUnno if this will work:


No it doesn't - you have to scroll down and put your numbers in.
 
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Tried
"Many platforms also offer cashback for new customers or refer-a-friend bonuses. Popular platforms include Raisin, Flagstone, Hargreaves Lansdown, as well as smaller providers, Prosper and Meteor and Savings By MoneySupermarket."

You deposit your money and they use as many accounts as it needs for them all to be covered.

At Flagstone £2m takes 17 accounts
DUnno if this will work:


No it doesn't - you have to scroll down and put your numbers in.
So I could put say £700k in cash on these platforms and they would distribute the cash in to 6 accounts to achieve the multiple £120k cover?
 
So I could put say £700k in cash on these platforms and they would distribute the cash in to 6 accounts to achieve the multiple £120k cover?
Yes. HL does it too. You can pick which holders. Look for cashbacks eg at Raisin.
I'm trusting Chase , but it's safer in shares. Some are isas, I forget now
 
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