Getting a Loan
- Thread starter diyicant
- Start date
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860/1000 better than UK average
Just think how much higher it would be if you didn't live there
If you save 5 purple ones every week, this time next year you'll have your 5 grand.
If you can't save this amount. Are you going to be able to repay it, plus the interest?
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And what if your mortgage doubles, can you then?860/1000 better than UK average
i can pay the montly repayments thats whats annoying!
If you are a good boy you have nothing to fear, if you have left bad debts then tough, you deserve the heavies knocking on your door.
Then why haven't you been saving a bit up then?860/1000 better than UK average
i can pay the montly repayments thats whats annoying!
I'm glad others are backing up the point I was gently trying to make at the start. It's not about whether your job is secure, it's about how you will cope when the current situation of artificially low interest rates ends.
Your mortgage is much cheaper at the moment than it is going to be in the future. You are getting poorer each week because inflation is under reported and your salary is not keeping up (you must have a handle on food inflation given where you work!). The pound is falling and may well get to parity with the dollar which will have a rather unpleasant effect on the price of imported goods and fuel.
You don't appear to be saving anything at the moment. How are you going to pay a loan when your mortgage is £300 / month more, fuel is £1.80 a litre etc.
If you can afford a loan, you can afford to save that money, wait a bit and pay cash.
Not having any savings is a strong negative in a credit score btw.
Your mortgage is much cheaper at the moment than it is going to be in the future. You are getting poorer each week because inflation is under reported and your salary is not keeping up (you must have a handle on food inflation given where you work!). The pound is falling and may well get to parity with the dollar which will have a rather unpleasant effect on the price of imported goods and fuel.
You don't appear to be saving anything at the moment. How are you going to pay a loan when your mortgage is £300 / month more, fuel is £1.80 a litre etc.
If you can afford a loan, you can afford to save that money, wait a bit and pay cash.
Not having any savings is a strong negative in a credit score btw.
They are given the data by all the banks.
We scored 939, awesome! Gonna tell the missus we got higher than Buckingham Palace lol
I hope for you it is safe, but no job is for life anymore. Other retail outlets used to be on top, and now they are gone. Play it safe.
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