The insurance industry has been under scrutiny in the past few years.
Now they can't decline a claim for unrelated matters to the claim.
Example: your flight is cancelled: your medical history has nothing to do with it.
In the past, as soon as you made a claim, some insurance companies (not all of them) would try to find something to get out of paying.
Not anymore.
This also applies to car insurance.
Let's say you have your car smashed whilst parked.
Your medical history would have no reason to come into play.
It is always advisable to disclose everything to insurance because if you have thrombosis and didn't disclose it and suffer a heart attack, your claim will be rejected.
Now they can't decline a claim for unrelated matters to the claim.
Example: your flight is cancelled: your medical history has nothing to do with it.
In the past, as soon as you made a claim, some insurance companies (not all of them) would try to find something to get out of paying.
Not anymore.
This also applies to car insurance.
Let's say you have your car smashed whilst parked.
Your medical history would have no reason to come into play.
It is always advisable to disclose everything to insurance because if you have thrombosis and didn't disclose it and suffer a heart attack, your claim will be rejected.
