The whole idea of the ring final is to have lighter cable (saving on copper) which can take a total area of around 100 meters², and is supplied by a 30 amp fuse, latter a 32 amp MCB or RCBO, it has an advantage in latter years that the fused plug has also allowed the use of smaller appliance leads, it was originally permitted a 4% volt drop, seem to remember this allowed 85 meters of cable, but latter this was changed to 5% for sockets (106 meters) and 3% for lighting.
We consider the maximum load at centre to be 20 amps, and the remaining 12 amps to be even spread, so design current for circuit Ib is considered as 26 amps. This equates to 0.59Ω drop in the line - neutral impedance or 106 meters of 2.5 mm² cable.
With a radial also using 2.5 mm² cable with a 20 amp MCB/RCBO the total length of cable drops to 32 meters, this equates to 0.79Ω drop in the line - neutral impedance.
Clearly, 106/2 does not equal 32, so when splitting a ring one has to be careful that the permitted volt drop is not exceeded.
What one can do depends on the house size, the splitting of the ring final side to side in the main results in less of a volt drop to splitting up/down, it also means should one ring final fail, no need to run extension leads up downstairs, so that is the better split, but when the twin RCD consumer unit came out, to ensure the lights and sockets were not on the same RCD, we moved to upper and lower ring final so lights and sockets in any room are not on the same RCD.
However, in days gone by, it was common to have the whole house on a 100 mA RCD, it is down to how one interprets what BS7671 says. Nothing is written in stone, the competent person has to decide, still the same today where caravans often are supplied from on 30 mA RCD.
So what you propose may be a good idea, but you need to decide if it will suit that home, there is no one size fits all, my kitchen has 3 supplies, 32 amp to cooker, 32 amp to that side of house ring final, and 16 amp to a pair of double RCD sockets for the freezers' battery back from the solar battery. So 2 RCD's and 2 RCBO's feed the kitchen.
I don't have lights battery backed, as should I have a power cut, don't want over 100 watt of lighting load for living room alone. I have done my risk assessment, you need to do yours.