Advice needed on public liability insurance.

[Mitchyboybalboa]

Hi peeps, I have a question relating to taking out a public liability policy.
I have just finished college and gained my C+G level 2 in plumbing.
I have phoned round the plumbing companies in my local area and asked if I can help them out for free so that I can gain some hands on experience. One guy has said I can work for him 2 or 3 days a week as long as I sort out my own public liability insurance. I have gone online to get a quotes and all of the brokers want the name of MY company. Obviously, as I'm not actually trading as a company and am only helping out with another company I can't take out my own insurance. Is there any way that i can get around this as I am very keen to get my hands dirty and I think this is a great opportunity to learn more of the trade.

Thanks in advance for any advice!!

Mitch.

 

[hairyben]

You're going to give him some free labour and he wants you to get your own public liability? Walk away man.

As for liability class yourself as a sole trader, ie your company name is yourself.

 

[ColJack]

just tell them that your company name is "(insert your name here )- Plumbing"..

you don't have to have a company to have a company name, it's just the name you trade under so that they can reference back to you..

 

[Mitchyboybalboa]

Thanks for the advice guys. I didn't realise you don't have to be trading to have a company name. Many thanks!

 

[BOB D.O.L.E]

Thanks for the advice guys. I didn't realise you don't have to be trading to have a company name. Many thanks!

I CAN GIVE you the cheapest quote in mine is £136 per year