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I do sometimes think the 'walk a mile in my shoes' analogy is at least partly valid in scenarios like this. If you're born and brought up in a middle/upper class household or beyond, through no fault of your own, you can never really know what it's like to live on a limited income, having to budget every £1 etc. Similarly, those lower down the economic ladder can never know what it's like to be very comfortably off with all the material and societal trappings that can bring.
Rich people have money problems too you know.
Mr. Joe Bloggs might struggle to find the £100's needed to survive in comfort each week, & fear the weeks he misses the target & spends months clawing it back.
Mr. Sebastion Ponsonby-Smythe might have to be finding £30k+ per week, fearing the day the stock market crashes & having to remove the kids from their school.
Money is not relative to contentment or happiness.