Agreed - as I said, it's not going to happen.Inspection/legislation won't fly - too expensive, not worth it.
I suspect that an insurance industry which doesn't yet insist on alarms, let alone sprinklers etc, for policy validity would not be going down that route any time soon.... so standards developed by bodies such as NAPIT, ESC etc, a way of using technology to log/audit testing activity, and check the logs, and the insurers telling their customers that they must have EICRs done (by anybody, at any price - free market etc) by someone who signs up to those standards, or their policy is null and void, and away we go.
In fact, I very much doubt that a significant proportion of insurance claims result from anything which would be picked up by testing of an electrical installation. Indeed, although this thread is about testing, I strongly suspect that, in terms of safety, testing is, in general, a relatively unimportant element of an EICR - it's the inspection (essentially impossible to 'police' without 'random re-inspections') which is likely to be far more important.
Kind Regards, John