Yes.....what you fail to recognize is nothing is "obvious" to a layman. That's why we post on these sites for help and support. Thanks for your responses.
In relation to the crack in the ceiling which I recognize may be due to overload in the loft, my intention is obviously not to compound this existing problem but to try and address it, hence why I am here asking questions about the best way to reinforce the loft floor purely for storage purposes.
I have contacted an associate of mine who is a Building Control Inspector from my local council and he has steered me towards a local Roof "Truss" company who I have engaged with and responded as follows:
"We unfortunately cannot engineer or offer remedial details for cutting or amending any trusses that were not designed on our roof software.
The cutting of a truss means the trusses either side of the new opening will become supporting trusses for the cut truss. In theory this can be done by bulking up the trusses either side with timbers and bolted ply gussets. We would normally go to our software Engineers, but they won’t touch any trusses that were not originally designed with their software."
I have also sent an inquiry to my Structural Engineer that I have previously used recently.
One observation by me is in my diagram above I have outlined my new opening which is marked in red which is dissected down the middle by bottom chord 2. I had planned to build a square solid frame out of say 4" x 2" timber. I would then integrate this between the section of the bottom chord that I intended to remove. The loft hatch would in turn be fitted inside this square frame that would be made in a size that would accommodate the loft hatch unit. The frame would also be securely attached to both bottom chords 1 & 3. If both ends of the bottom chord number 2 were then securely attached to this frame, with say metal plates, then surely this bottom chord would retain some strength? In effect this frame would act as a substitute for the section that was removed.
It's not as if I intend to cut a section out of one of the chords and leave the two exposed ends unattached to anything, which I agree would then render it having no structural benefit.
This is probably a common problem and identifying what type of roof structure is within your loft is no doubt the first challenge. I think it is also quite common and understandable that folks would like to utilize their loft space for storage purposes.