Tax free cash ISA allowance to be cut

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Quite possible to get higher returns without much risk.
so name them and what do you class as not much risk and how long is the money tied up for and what accessibility
 
Maybe, my initial enquiry was to move my business account and personal account....ended up transferring the isa aswell as the rate offered was very attractive and thought I could make a tidy profit by paying in monthly. Until I realised it was fixed, hey ho.
The usual suspects will be asking for your fingerprints in a minute.
 
Dozens of products out there you just need the intellect to find them.
so you cant give a few examples off the top of your head of these little risk high yield products
 
This is the thing. Some folk, like Justine Passing, are into the stock market to varying degrees. Fine. Equally, some aren't.

Exactly. Shares aren't like writing a cheque and waiting for the interest to come in. It's a gamble. You need to be financially aware, do a lot of homework and spend a lot of time studying potential investments and watching your portfolio. Shares should be for money you can afford to lose, not your only main investment. Would you take financial advice from Rachel Reeves?? :ROFLMAO:

Labour like people to gamble with their money. In the Blair government Tessa Jowell's gambling bill encouraged the poor to gamble. Now it's the middle class who stand to lose their shirts. Socialists always like playing fast and loose with other people's money.
 
so you cant give a few examples off the top of your head of these little risk high yield products
Yes I can , you have obviously never heard of guilts or government bonds , high interest savings accounts and of course the housing market .
 
Yes I can , you have obviously never heard of guilts or government bonds , high interest savings accounts and of course the housing market .
what you think people in their 60s who need access to their 20/40k to live day to day should invest it in housing .
Government bonds and gilts go on tell me how many times a year you can they access them when they need money . Oh yeah they cant
is the interest taxable yep, is the interest rate far higher than a triple access fixed rate ISA nope less than 0.3 % higher so after possible tax prob the same
You obviously dont understand how they work .
High interest savings account that you can only drip feed into and work out a tiny bit more over the year before possible tax on the interest taking it back down to less
 
what you think people in their 60s who need access to their 20/40k to live day to day should invest it in housing .
Government bonds and gilts go on tell me how many times a year you can they access them when they need money . Oh yeah they cant
is the interest taxable yep, is the interest rate far higher than a triple access fixed rate ISA nope less than 0.3 % higher so after possible tax prob the same
You obviously dont understand how they work .
High interest savings account that you can only drip feed into and work out a tiny bit more over the year before possible tax on the interest taking it back down to less
Your question was about higher returns not access.Stop moving the goal posts.
You can invest in property with any amount .
 
Your question was about higher returns not access.Stop moving the goal posts.
You can invest in property with any amount .
actually read what i put earlier about people anD ISA`s that you replied to and yes it was about having access . Its you that has attempted to move the goal posts .
Really you can invest in property with any amount would you like to explain how someone just on a low monthly company pension can do that , and actually make money to use for day to day living
 
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actually read what i put earlier about people anD ISA`s that you replied to and yes it was about having access . Its you that has attempted to move the goal posts .
Really you can invest in property with any amount would you like to explain how someone just on a low monthly company pension can do that , and actually make money to use for day to day living
Changed the goal post again, I referred to lump sums, you place £ with property investors who pool investors' money and use it to buy, renovate and rent out property on your behalf. Guaranteed rental scheme then gives you a reliable income.
 
Changed the goal post again, I referred to lump sums, you place £ with property investors who pool investors' money and use it to buy, renovate and rent out property on your behalf. Guaranteed rental scheme then gives you a reliable income.
in case you forgot you were replying to me so no i have not kept the goal posts in exactly same position .
 
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