hi all,
i am just renewing my public liability/employer liability insurance but i have noticed that the tools cover is £1000 but some companies are charging over a £100 for it whilst some say its a "free benefit".the cheaper quotes are tempting so i am wondering if anyone has tried to claim on tools insurance and been paid out the full amount, i am a plumber and carry an expensive set of tools which a grand wouldnt cover but of course would be nice if i got robbed, providing they pay out.
any experience would be greatly appreciated. thanks
i am just renewing my public liability/employer liability insurance but i have noticed that the tools cover is £1000 but some companies are charging over a £100 for it whilst some say its a "free benefit".the cheaper quotes are tempting so i am wondering if anyone has tried to claim on tools insurance and been paid out the full amount, i am a plumber and carry an expensive set of tools which a grand wouldnt cover but of course would be nice if i got robbed, providing they pay out.
any experience would be greatly appreciated. thanks