Who knows what stupid things the great British public can get up to ... Some idiot mucking about trying to combine a lighting circuit and a power circuit which are on different phases.
An extraordinarily unlikely scenario and, in any event, if the same idiot tried the same thing when the circuits were on the same phase, there could be all sorts of dangerous consequences.
Or even a well meaning sparkie who thinks it might be a good idea to split lighting circuits across different phases to provide mains failure diversity.
What is your problem with that - that is could result in 400V PDs between different switches in multiple switch plates? In fact, having switches on the same plate on different circuits is a potential hazard (with regard to safe isolation) even if the circuits are on the same phase.
All maybe remote, but all a possibility
Quite. Incredibly remote, I would say. I wouldn't actually put any money on anyone
ever having come to harm as a result of the sort of scenarios you are postulating.
Before I got mine converted to all the same phase I found kitchen sockets on different phases. Separate ends of the kitchen maybe, but a good example of how things can get screwed up.
Again, the chances of anyone coming to harm as a result of that would seem vanishingly small. In order for anyone to experience a 400VD PD, you would probably need four separate faults - L-E faults on two appliances and failure of the fault protection on both of the circuits concerned.
There is obviously a theoretically greater risk when 400V PDs (rather than 230V ones) exist within an installation, but I really don't think that, in practice, it is a significant risk. 'Idiots' or 'well-meaning people doing silly things' will always exists, and are quite cable of introducing hazards even with just one phase to play with.
Kind Regards, John